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News from NASRO

October 10, 2008

Employer Paid Health Insurance Drops to Only 62.9% of the Population Under 65

Boston, MA For many years now the employer paid health insurance system has been in decline as more people become independent contractos, self employed or sole proprietors.

September 24, 2008

NASRO Wins Award and Is Invited to Particpate in the Second National Congress on the Un and Undersinsured

Washington D.C. was the setting for a very important conference on strategies for caring for or covering the un and under Insured from voluntary local initiatives to state and national health reform.

Thanks to a grant from the Robert Wood Johnson Foundation we were

able to attend, learn from some of the leading minds in health care policy and share our experiences in Massachusetts, California, Washington state, Oregon, New York, Maryland, D.C. and Virginia. For more information call us at 800-638-8113, extension 13.

July 28th , 2008

New IRS Rules May Make HSA Plans More Attractive

New IRS Rules will allow employees to make a one-time tax free transfer of funds from an IRA to an HSA, which should make the health plan option more popular. The federal government is also increasing the annual contribution limit to $3,000 for individuals and $5,800 for families.

Another expected enhancement for HSAs is hybrid financing, which allows employers to pay the total cost of a high -deductible health plan and give workers a cash allowance to place in their HSA or if the workers choose to, be able to spend on anything else.

NASRO has criticized HSAs in the past for not living up to their promise to provide lower premiums, despite the large deductibles. Health insurance regulators will need to monitor these new government policy changes to make sure that the savings are not lost by the carriers pricing increases. If the large deductibles are resulting in lower loss ratios for the health insurance companies, they need to be required to pass along those savings to the premium payers.