NASRO is the private non-profit solution to achieving affordable health care. We are a cost effective third party administrator of affordable Massachusetts group health insurance, group dental insurance and other benefits, that has provided small businesses, freelancers, self employed people and non-profits with more options since 1992. NASRO offers Massachusetts employer group consumers more open and useful information and 25 years of independent respected judgement. When health insurance companies expercise so much power within the government to keep being able to raise prices at will, organizations like NASRO are needed.
- Coverage for people and employer groups moving to Massachusetts
- Dual Option Plans
- Benefit Administration of Open Enrollment, New Hire Enrollment, Terminations
- COBRA and Mini COBRA Administration
- Advice on Navigating the Massachusetts Medical Delivery System
- Claims Analysis
- Claims Adjudication
- Appeals
- Coverage for 1099 employees
- Advice on Compliance with State Health Insurance Laws
- Coordination with Massachusetts Insurance Partnership Program
- Reinsurance Coverage
We can help organizations and people lower premium costs without the added fees of agents and brokers from respected Massachusetts health insurance companies, and also include dental coverage. NASRO Massachusetts members are a broad coalition of organizations; from employer groups such as non-profits, software developers and auto repair shops, to self employed people who have to pay for the entire cost of their health insurance benefits. We understand your situation and what you value in your health care benefits. We can also help you search for participating physicians from Metro West, the North Shore, Greater Boston and the South Shore to Provincetown. New more affordable health insurance plans will also be available on Martha's Vineyard and Nantucket Islands where people have for years been without health care choices. NASRO, with large number of board members with historic ties to the Cape and the Islands, has long fought for this change for the better for the working people and retirees of this region.
Our Affordable Massachusetts Health & Dental Insurance Recommendations
Neighborhood Health Plan
Harvard Pilgrim
Blue Cross of Massachusetts
Aetna
United HealthCare
CIGNA
Aetna Dental
Massachusetts Health Insurance News
NASRO Now Organzing a Health Insurance Co-op for Large Groups
Longtime Consumer Advocate, Robert Gaw, NASRO President & Founder, Is Keeping the Pressure on the industry and educating people about the need for broader reform of the U.S. Senate, which has become the graveyard of progressive reform. Majority rules, not super majorities. Long Live Real Health Care Reform!
NASRO of Massachusetts is a trusted and independent organization that provides accurate information on the strengths and weaknesses of the health insurance carriers in Massachusetts and the other New England states. We advocate for real competition, an expanded role for both the state and federal government and accountability if health care prices continue to rise above the rate of overall inflation, not marketing fog where there are too many choices of what is essentially the same product, sold by insurance company agents and brokers that needlessly increase the costs of the coverage.
Cost are rising because the health care industry has grown rich at our expense. The price of health care for the country is now set on Wall Street by the top five publicly traded health insurance companies, and the Wall Street culture of reckless greed has infected the health care industry. NASRO is committed to loudly continue to call for health care change at any level we can get it.
Your Next Step to Choosing a Plan - Examples
For Massachusetts Small Businesses looking to offer more affordable plans that will be accepted by their employees as providing real value and not open them up to massive out of pocket expenses, NASRO has effective affordable Massachusetts health insurance recommendations for you that control costs.
NASRO of Massachusetts has quality affordable health insurance, such as, the NHP Care Three Select, available in the lowest age band for as low as $200 a month for younger individuals and $525 for a family. It offers a $25 co pay for unlimited office visits that include lab tests, for sick care and for well care, for primary care and specialty care, and is not subject to a deductible. Importantly, it is no longer necessary to obtain a referral from the primary care physician to see a participating specialist. It also offers dental cleaning, prescription drug coverage and major services of hospital stays, day surgery, x rays and emergency room subject to only a $2,000 deductible.Care Three Select
For Massachusetts Employer Groups of Two or More Please Send In A
Group Massachusetts Health & Dental Insurance Proposal Request Form (pdf format)
Group Massachusetts Health & Dental Insurance Proposal Request Form ( excel format)
What People Are Saying About NASRO's Affordable Massachusetts Health Insurance Program!
" I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations ). If you have ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. My experience with NASRO could not have been more different.
They actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, they not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.
Deborah Elizabeth Finn
Strategic Information Technology Management Consultant
P.S. Full disclosure. NASRO does not compensate me in any way for praising it immoderately. I am just a fan."
Capabilities
- Massachusetts Health Insurance for the Self Employed
- Massachusetts Health Insurance for Part Time Employees
- Massachusetts Health Insurance for Employees Whose Employers Do Not Contribute
- Health Insurance for People Moving
to MA from other states
- Health Insurance for People moving to the U.S. from countries with national health care systems
- Health Insurance for Graduating
Students who are becoming self employed
- Health Insurance for People on
COBRA
- Group Plan Health Insurance for Employer
Groups and Cooperatives
- Health Insurance for People who are foreign born
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short Term Disability
- Long Term Disability
- Lower Cost Medical Services Through Medical Tourism to India
Massachusetts Group Health & Dental Insurance
Small Business, Non Profits and the Self Employed 1-50 employees
Please call 617-308-1525
to discuss the rates, benefits and providers of NASRO's
lower cost group plans underwritten by leading Massachusetts
health plans that we have available for our members.
- benefits ranging from HMO plans with almost 100%
coverage to the new lower cost high deductible plans
- choice of providers ranging from physicians and
hospitals participating in excellent quality networks
to unlimited choice of providers
- coverage that travels with you when you travel
outside of Massachusetts
- ongoing administrative support from NASRO's health
care administration team that functions as your employee benefits department
Neighborhood
Health Plan - best value
Harvard Pilgrim Health Care
Blue Cross Blue
Shield of Massachusetts
Tufts Health Plan
Tufts Health Plan Information for Massachusetts Residents and Businesses
Vermont Health Insurance
New Hampshire Health Insurance
Rhode Island Health Insurance
Maine Health Insurance
Dental and Vision Plans
Finding a good dental plan is extremely difficult. Administration and service by the carriers is very poor. The product is not really an insurance product, but a different way to pay. Finding out what the benefits are is an adventure best not taken. We recommend the Aetna Vital Savings Plan for small groups and individuals.
For Employer Groups and Individuals
Aetna
Sign Up On Line at Anytime
Monthly Rates
Individual - $7.50
Family - $10.50
For Both Dental and Vision
Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line. This plan is available on a stand alone basis.
Group Vision Insurance
Vision Service Plan
VSP Signature Plan
VSP Signature MA Doctor Directory
VSP Specialty Care
VSP Voluntary Plan
For additional information about any of these plans, or
to submit health plan enrollment applications please contact
us at, 617-308-1525 or mail to NASRO, Two Canal Park, Fifth Floor, Cambridge, MA 02141
Membership forms
and Massachusetts Health Insurance enrollment forms can also be faxed to NASRO
at 800-562-8588 or emailed to bgibson@nasro-co-op.org.
NASRO also acts
as your human resources department for benefits on an on
going basis. If you are enrolling as a new member or are already a member with health plan
coverage please call Barbara Gibson, NASRO Vice President, at 617-308-1525, or email bgibson@nasro-co-op.org with an
enrollment, billing, coverage or claims issues.
Physician Profile
System
Massachusetts
Medical Board Information
Please contact
us, NASRO Is Working for
Massachusetts Communities, Robert Gaw, NASRO President & Founder
NASRO of Massachusetts
Two Canal Park, Fifth Floor
Cambridge, MA 02141
617-308-1525
NASRO of California
609 Deep Valley Drive, Suite 200
Los Angeles , California
90274
424-237-9647
NASRO of Greater Washington D.C.
3204 18th Street N.W.
Washington D.C. 20010
800-638-8113
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