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Massachusetts Health Insurance for Businesses, Individuals, the Self-Employed and Non-Profits

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     Small Business 2008 Open Enrollment Has Started

 

NASRO is working hard for you administering group benefits! We are an umbrella non-profit business association that provides critically needed services and effective advocacy for a very low annual fee. NASRO is lead by Robert Gaw, whose 35 years of experience in health plan management  are available to work for your interests and the interests of your company.

NASRO is a cost effective third party administrator that has provided employer groups and individuals with friendly personalized service and more affordable health insurance for the past 15 years. NASRO is not a pass through for the government or the insurance companies. If you have been looking for coverage you may have discovered some of the problems of locating quality information from competent people. NASRO is willing to take the time to provide friendly persallized service over the phone or in person. We provide a needs analysis and recommend the best value plans, the best centers of medical excellece and the best provider choices.

With a potentially serious economic recession having already started, keeping health care costs affordable has never been more important. So, if you are located in Greater Boston, Metro West, the North Shore, the South Shore, or Cape Cod give us a call 781-893-4343/800-638-8113, on evenings, holidays and weekends call - 781-308-3306 or email NASRO and request a personal proposal  We know most of the cities and towns well from the experiences of many generations. We also welcome the new Americans and international visitors that come to work and study here.

Special Notice to People and Businesses Who Are Uninsured -

NASRO's Leaders Have Worked a Lifetime for Health Care Reform in Massachusetts, from the Enactment of Medicare, Medicaid and Champus in the 1960's to those good ideas that Never Made it, like the Kennedy/Corman Bill in 1974 and the program of Gov. Michael Dukasis in 1988. While We Still Have a Long Way to Go Before Universal Health Care is Won, NASRO Knows Health Plan Administration and We Will Work to Enroll you in the Best Plans Available. NASRO is Working to Help Health Care Reform Be Sucessfull for All the People of Massachusetts.

If You or Your Company Have Yet to Sign Up for Massachusetts Health Insurance NASRO Can Enroll You Today - Quickly, Easily and Professionally For Coverage Effective March 1, 2008. NASRO's Waltham Office Will Be Open to Enroll Individuals and Groups Looking to Avoid the Fines and Penalties of the State for 2008, that Accumulate Every Month and Will Be as High as $912 per Individual and $1,824 per couple per Year. Call NASRO at 800-638-8113, ext. 10 or send us an email.

NASRO was started 15 years ago in part to support the U.S.'s adoption of universal health care as the socially responsible standard we should all expect and live up to. The new Massachusetts health care reform law is helping to increase the number of individuals with quality health insurance coverage for the first time in years.

Come Visit Our Non-Profit's Office and Speak with Some of the Leading Health Care Experts in Massachusetts

NASRO has office hours available for people and organizations who need to spend time reviewing health insurance options in depth, face to face. Our office is located in downtown Waltham and is accessible to many from Greater Boston, around Rt. 128 and down the Massachusetts Turnpike. Office hours are 9am to 5pm Monday through Friday. Please make an appointment with NASRO Executive Director, Robert Gaw, whose family has been in the business of serving the people of eastern Massachusetts since the 1880's.

NASRO's services include timely expedited enrollment into the health plan of your choice, monthly billing statements, member service and human resource advice from an organization that is not going to cancel your coverage because you had a bad month and missed a payment.

Controlling Health Care Costs Is Now About Tradeoffs of Cost, Benefits and Providers. NASRO Has Group Plans Available to Fit Every Group and Every Person's Situation

For small businesses looking to lower costs or just offering coverage for the first time NASRO recommends any of the plans listed below as quality choices.

 

  • Do you have questions about your premium rates and why some carriers are more expensive than others?
  • Do you need advice on how to best balance the affordability of your health plan with the choice of health care providers you see
  • Do you have questions about the tax advantages of having a health insurance plan or offering it to your employees
  • Do you or your employees have questions concerning the Massachusetts Insurance Partnership Program, including the exciting changes that are doubling the income that can be earned in order to qualify? NASRO can assist you with completing the forms needed to apply for eligibility. Employer Eligibility Requirements

Call NASRO at 781-893-4343 or 800-638-8113, evenings, holidays and weekends call - 781-308-3306

National Association of Socially Responsible Organizations

643 Moody Street

Suite 201

Waltham, MA

02453

 

People and organizations ready to enroll in a health plan should call Barbara Gibson, NASRO Vice President of Health Care Administration for fast processing at 781-893-4343 and select the connection to the NASRO health care administration.

Fax - 800-562-8588, Email - admin@nasro-co-op.com

Capabilities

  •  Health Insurance for the Self Employed
  •  Health Insurance for People Moving to MA
  •  Health Insurance for Graduating Students who are becoming self employed
  •  Health Insurance for People on COBRA
  •  Group Plan Health Insurance for Employer Groups and Cooperatives
  •  Health Savings Account Plans ( HSAs)
  •  Dental Insurance Plans
  •  Vision Insurance Plans
  •  Life Insurance Plans
  •  Short Term Disability Plans
  •  Long Term Disability Plans

 

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Massachusetts Health Insurance Plans

Small Business and the Self Employed 1-49 employees

Please call 781-893-4343 to discuss the rates, benefits and providers of NASRO's lower cost group plans underwritten by leading Massachusetts health plans that we have available for our members.

  •  benefits ranging from HMO plans with almost 100% coverage to the new high deductible HSA plans
  •  choice of providers ranging from physicians and hospitals participating in excellent quality networks to unlimited choice of providers
  •  coverage that travels with you when you travel outside of Massachusetts
  •  ongoing administrative support from NASRO's health care administration team that functions as your human resources department

 

Harvard-Pilgrim Health Plan

Learn More About Harvard Pilgrim Plans

 

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Neighborhood Health Plan - best value

   15 affordable comprehensive health plans >

 

Tufts Health Plan

Tufts Health Plan

Learn more about Tufts health plan >

 

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Fallon Community Health Plan

Learn more about Fallon Community Health Plan

 


Blue Cross Blue Shield of Massachusetts

Learn more about Blue Cross Blue Shield Plans

 

Neighborhood Health Plan
 15 affordable comprehensive health plans>

Harvard Pilgrim Health Plan

Harvard Pilgrim HMO Plans

 

 

Businesses Over 50 Employees

Fully Insured Plan Options

Blue Cross Blue Shield of Massachusetts

Tufts Health Plan

Harvard Pilgrim Health Plan

Neighborhood Health Plan

UnitedHealthcare

Aetna

Cigna

 

Self Insured Plan Options

 

 

Dental and Vision Plans

For Individuals and the Self Employed

Delta Dental

Monthly Rates

Individual - $24.38

Family - $54.95

Delta PPO Value Plan

Aetna

Monthly Rates

Individual - $7.50

Family - $11.50

Vital Savings by Aetna


Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line. This plan is available on a stand alone basis. It is not necessary to purchase a health plan to be eligible for this plan.

For Groups of 2 to 5

Delta Dental

Premier Plan 2

Premier Plan 3

DeltaCare 3

For Groups of More Than Six

Delta Dental

Blue Cross Blue Shield of Massachusetts Dental

Dental Benefit Providers

 

 

Life Insurance & Long Term Disability Insurance

Metropolitan Life Insurance Company

UNUM Life Insurance Company

West Coast Life Insurance

 

How to Join NASRO


For additional information about any of these plans, or to submit health plan enrollment applications please contact us at 781-893-4343, or 800-638-8113, or mail to NASRO Administrators, 643 Moody Street, Waltham, MA 02453.

Membership forms and Health Plan enrollment forms can also be faxed to NASRO at 800-562-8588.

NASRO also acts as your human resources department for benefits on an on going basis. If you are enrolling as a new member or are already a member with health plan coverage please call Barbara Gibson, NASRO Vice President, at 781-893-4343 and select the connection to the NASRO health care administration office, or email admin@nasro-co-op.com with an enrollment, billing, coverage or claims issues.

Insurance professionals, accountants, financial planners and attorneys are also welcome to contact us regarding your clients needs.

NASRO has a large following built through the word of mouth of our Massachusetts members in the following cities and towns where people expect excellent service, professionalism, respect and caring. If you have a problem call NASRO 24 hours a day, seven days a week, 365 days a year. When it comes to administering quality health care benefits we never sleep.

Waltham                           Needham

Newton                            Whitman

Boston                             Northampton

Falmouth                          Jamaica Plain

Revere                             Natick

Malden                             West Roxbury

Milton                              Shrewsbury

Somerville                         Dorchester

Cambridge                        Winchester

Quincy                             Wakefield

Salem                              East Boston

Gloucester                        Norwood

Wellesley                          Westboro

Arlington                           Southboro

Amherst                            Truro

Harwich                            Brookline

Belmont                            Marblehead

Lexington                          Stow

Lynn                                Weston

Orleans                       

Peabody

Provincetown

Northampton

Newburyport

New Bedford

Fall River

Tauton

Watertown

Weymouth

Walpole

Wellfleet

Massachusetts Health Care Amendment Supported By NASRO Gets Its Day In Court


HEALTH CARE ACTIVISTS CHALLENGE HIGH COURT OVER ROLE IN AMENDMENT PROCESS

By Jim O'Sullivan
STATE HOUSE NEWS SERVICE
BOSTON, NOV. 5, 2007

Arguing that the Legislature violated its constitutional duty by failing to vote on a proposed amendment mandating universal health care, the pro-amendment forces told the Supreme Judicial Court on Monday that the initiative petition process would "die on the vine" without an affirmative ruling.

Former US Attorney Donald Stern, arguing for the plaintiffs, said the Legislature had "thumbed its nose" at the Constitution and told the court it should instruct the Secretary of State to place the matter on the popular ballot.

Peter Sacks, an aide to Attorney General Martha Coakley representing Secretary William Galvin, countered that a finding with the plaintiffs would violate separation of powers law, and said two other political remedies exist: electing lawmakers who would vote on such petitions, and changing Article 48 of the Constitution, which governs the petition process.

The plaintiffs, he said, are "really asking you to step into legislative territory."

Justices appeared troubled by the idea that their December ruling had gone largely ignored in the context of the health care amendment. The court ruled in Doyle v. Secretary of the Commonwealth that while it could not compel lawmakers to vote on a citizen-sponsored initiative, lawmakers had a constitutional duty to vote on such initiatives. That ruling preceded the Legislature's vote this year to defeat the citizen-backed amendment banning gay marriage.

Chief Justice Margaret Marshall said, "I don't know of any case where the court has said, 'This is your constitutional duty,' and then when somebody doesn't carry it out, there's no remedy."

The proposed amendment, which had attracted tens of thousands of signatures in support, would enshrine in the state Constitution the guarantee of affordable and comprehensive health coverage, what proponents called a "constitutional anchor" to the sweeping health care reform passed last year. In a Jan. 2 Constitutional Convention, legislators voted 101-92 to bottle the measure in a special committee, effectively blocking it from going to the 2008 ballot as a referendum.

That vote came less than a week after the SJC, responding to a suit filed by then-Gov. Mitt Romney, handed down its ruling in Doyle v. Secretary of the Commonwealth instructing the Legislature to vote on a separate proposal to ban gay marriage. But a memo from the state Senate legal counsel to lawmakers, which justices raised Monday, explained to lawmakers that the ruling had no teeth.

By keeping the plan in committee, lawmakers dodged a vote on the question itself, which had cleared a July 2004 session of the Constitutional Convention by a 153-41 vote. But by July 2006, with the health care reform law on the books, the vote came down 118 to 76 to reroute the measure to a special committee.

 

Physician Profile System

Massachusetts Medical Board Information

 

NASRO Health Plans Are Also Available In:

New York

Maryland

Washington D.C.

Virginia

California

Oregon

Washington

Alaska

Utah


 


Please contact us, NASRO is Working for Massachusetts Businesses, Non-Profits, Individuals and Self Employed People and Has a Long History of Caring About the Broader Needs of the Country

                                

    

  Long Live the Republic !

Long Live the United States of America !

 

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National Association of Social Responsible Organizations  

Massachusetts NASRO Office

643 Moody St. Suite 300

Waltham, MA 02453

Phone: 781-893-4343/800-638-8113

Fax: 800-562-8588

 

 

 
 
 

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