| NASRO
is working hard for you administering group benefits! We are an umbrella non-profit business association that provides critically needed services and effective advocacy for a very low annual fee. NASRO is lead by Robert Gaw, whose 35 years of experience in health plan management are available to work for your interests and the interests of your company.
NASRO is a cost effective third party administrator that has provided employer groups and individuals with friendly personalized service and more affordable health insurance for the past 15 years. NASRO is not a pass through for the government or the insurance companies. If you have been looking for coverage you may have discovered some of the problems of locating quality information from competent people. NASRO is willing to take the time to provide friendly persallized service over the phone or in person. We provide a needs analysis and recommend the best value plans, the best centers of medical excellece and the best provider choices.
With a potentially serious economic recession having already started, keeping health care costs affordable has never been more important. So, if you are located in Greater Boston, Metro West, the North Shore, the South Shore, or Cape Cod give us a call 781-893-4343/800-638-8113, on evenings, holidays and weekends call - 781-308-3306 or email NASRO and request a personal proposal We know most of the cities and towns well from the experiences of many generations. We also welcome the new Americans and international visitors that come to work and study here.
Special Notice to People and Businesses Who Are Uninsured -
NASRO's Leaders Have Worked a Lifetime for Health Care Reform in Massachusetts, from the Enactment of Medicare, Medicaid and Champus in the 1960's to those good ideas that Never Made it, like the Kennedy/Corman Bill in 1974 and the program of Gov. Michael Dukasis in 1988. While We Still Have a Long Way to Go Before Universal Health Care is Won, NASRO Knows Health Plan Administration and We Will Work to Enroll you in the Best Plans Available. NASRO is Working to Help Health Care Reform Be Sucessfull for All the People of Massachusetts.
If You or Your Company Have Yet to Sign Up for Massachusetts Health Insurance NASRO Can Enroll You Today - Quickly, Easily and Professionally For Coverage Effective March 1, 2008. NASRO's Waltham Office Will Be Open to Enroll Individuals and Groups Looking to Avoid the Fines and Penalties of the State for 2008, that Accumulate Every Month and Will Be as High as $912 per Individual and $1,824 per couple per Year. Call NASRO at 800-638-8113, ext. 10 or send us an email.
NASRO was started 15 years ago in part to support the U.S.'s adoption of universal health care as the socially responsible standard we should all expect and live up to. The new Massachusetts health care reform law is helping to increase the number of individuals with quality health insurance coverage for the first time in years.
Come Visit Our Non-Profit's Office and Speak with Some of the Leading Health Care Experts in Massachusetts
NASRO has office hours available for people and organizations who need to spend time reviewing health insurance options in depth, face to face. Our office is located in downtown Waltham and is accessible to many from Greater Boston, around Rt. 128 and down the Massachusetts Turnpike. Office hours are 9am to 5pm Monday through Friday. Please make an appointment with NASRO Executive Director, Robert Gaw, whose family has been in the business of serving the people of eastern Massachusetts since the 1880's.
NASRO's services include timely expedited enrollment into the health plan of your choice, monthly billing statements, member service and human resource advice from an organization that is not going to cancel your coverage because you had a bad month and missed a payment.
Controlling Health Care Costs Is Now About Tradeoffs of Cost, Benefits and Providers. NASRO Has Group Plans Available to Fit Every Group and Every Person's Situation
For small businesses looking to lower costs or just offering coverage for the first time NASRO recommends any of the plans listed below as quality choices.
- Do you have questions about your premium rates and why
some carriers are more expensive than others?
- Do you need advice on how to best balance the affordability
of your health plan with the choice of health care providers
you see
- Do you have questions about the tax advantages of having
a health insurance plan or offering it to your employees
- Do you or your employees have questions concerning the Massachusetts Insurance Partnership Program, including the exciting changes that are doubling the income that can be earned in order to qualify? NASRO can assist you with completing the forms needed to apply for eligibility. Employer Eligibility Requirements
Call NASRO
at 781-893-4343 or 800-638-8113, evenings, holidays and weekends call - 781-308-3306
National Association of Socially Responsible Organizations
643 Moody
Street
Suite
201
Waltham,
MA
02453
People and organizations ready to enroll in a health plan should call Barbara Gibson, NASRO Vice President of Health Care Administration for fast processing at 781-893-4343 and select the connection to the NASRO health care administration.
Fax - 800-562-8588, Email - admin@nasro-co-op.com
Capabilities
- Health Insurance for the Self Employed
- Health Insurance for People Moving
to MA
- Health Insurance for Graduating
Students who are becoming self employed
- Health Insurance for People on
COBRA
- Group Plan Health Insurance for Employer
Groups and Cooperatives
- Health Savings Account Plans (
HSAs)
- Dental Insurance Plans
- Vision Insurance Plans
- Life Insurance Plans
- Short Term Disability Plans
- Long Term Disability Plans
Massachusetts Health Insurance
Plans
Small Business and the Self Employed 1-49 employees
Please call 781-893-4343
to discuss the rates, benefits and providers of NASRO's
lower cost group plans underwritten by leading Massachusetts
health plans that we have available for our members.
- benefits ranging from HMO plans with almost 100%
coverage to the new high deductible HSA plans
- choice of providers ranging from physicians and
hospitals participating in excellent quality networks
to unlimited choice of providers
- coverage that travels with you when you travel
outside of Massachusetts
- ongoing administrative support from NASRO's health
care administration team that functions as your human
resources department
Harvard-Pilgrim
Health Plan
Learn More About Harvard Pilgrim Plans
Neighborhood
Health Plan - best value
Tufts Health Plan
Learn more about Tufts health plan >
Fallon Community Health Plan
Blue Cross Blue
Shield of Massachusetts
Harvard
Pilgrim Health Plan
Harvard Pilgrim HMO Plans
Businesses Over 50 Employees
Fully Insured Plan Options
Blue Cross Blue Shield of Massachusetts
Tufts Health Plan
Harvard Pilgrim Health Plan
Neighborhood Health Plan
UnitedHealthcare
Aetna
Cigna
Self Insured Plan Options
Dental and Vision Plans
For Individuals and the Self Employed
Delta Dental
Monthly Rates
Individual - $24.38
Family - $54.95
Delta PPO Value Plan
Aetna
Monthly Rates
Individual - $7.50
Family - $11.50
Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line. This plan is available on a stand alone basis. It is not necessary to purchase a health plan to be eligible for this plan.
For Groups of 2 to 5
Delta Dental
Premier Plan 2
Premier Plan 3
DeltaCare 3
For Groups of More Than Six
Delta Dental
Blue Cross Blue
Shield of Massachusetts Dental
Dental Benefit Providers
Life Insurance & Long Term Disability Insurance
Metropolitan Life Insurance Company
UNUM Life Insurance Company
West Coast Life Insurance
For additional information about any of these plans, or
to submit health plan enrollment applications please contact
us at 781-893-4343, or 800-638-8113,
or mail to NASRO Administrators, 643 Moody Street, Waltham,
MA 02453.
Membership forms
and Health Plan enrollment forms can also be faxed to NASRO
at 800-562-8588.
NASRO also acts
as your human resources department for benefits on an on
going basis. If you are enrolling as a new member or are already a member with health plan
coverage please call Barbara Gibson, NASRO Vice President, at 781-893-4343 and select the connection to the NASRO health care administration office, or email admin@nasro-co-op.com with an
enrollment, billing, coverage or claims issues.
Insurance professionals,
accountants, financial planners and attorneys are also welcome
to contact us regarding your clients needs.
NASRO has a large following built through the word of mouth of our Massachusetts members in the following cities and towns where people expect excellent service, professionalism, respect and caring. If you have a problem call NASRO 24 hours a day, seven days a week, 365 days a year. When it comes to administering quality health care benefits we never sleep.
Waltham Needham
Newton Whitman
Boston Northampton
Falmouth Jamaica Plain
Revere Natick
Malden West Roxbury
Milton Shrewsbury
Somerville Dorchester
Cambridge Winchester
Quincy Wakefield
Salem East Boston
Gloucester Norwood
Wellesley Westboro
Arlington Southboro
Amherst Truro
Harwich Brookline
Belmont Marblehead
Lexington Stow
Lynn Weston
Orleans
Peabody
Provincetown
Northampton
Newburyport
New Bedford
Fall River
Tauton
Watertown
Weymouth
Walpole
Wellfleet
Massachusetts Health Care Amendment Supported By NASRO Gets Its Day In Court
HEALTH CARE ACTIVISTS CHALLENGE HIGH COURT OVER ROLE IN AMENDMENT PROCESS
By Jim O'Sullivan
STATE HOUSE NEWS SERVICE
BOSTON, NOV. 5, 2007
Arguing that the Legislature violated its constitutional duty by failing to vote on a proposed amendment mandating universal health care, the pro-amendment forces told the Supreme Judicial Court on Monday that the initiative petition process would "die on the vine" without an affirmative ruling.
Former US Attorney Donald Stern, arguing for the plaintiffs, said the Legislature had "thumbed its nose" at the Constitution and told the court it should instruct the Secretary of State to place the matter on the popular ballot.
Peter Sacks, an aide to Attorney General Martha Coakley representing Secretary William Galvin, countered that a finding with the plaintiffs would violate separation of powers law, and said two other political remedies exist: electing lawmakers who would vote on such petitions, and changing Article 48 of the Constitution, which governs the petition process.
The plaintiffs, he said, are "really asking you to step into legislative territory."
Justices appeared troubled by the idea that their December ruling had gone largely ignored in the context of the health care amendment. The court ruled in Doyle v. Secretary of the Commonwealth that while it could not compel lawmakers to vote on a citizen-sponsored initiative, lawmakers had a constitutional duty to vote on such initiatives. That ruling preceded the Legislature's vote this year to defeat the citizen-backed amendment banning gay marriage.
Chief Justice Margaret Marshall said, "I don't know of any case where the court has said, 'This is your constitutional duty,' and then when somebody doesn't carry it out, there's no remedy."
The proposed amendment, which had attracted tens of thousands of signatures in support, would enshrine in the state Constitution the guarantee of affordable and comprehensive health coverage, what proponents called a "constitutional anchor" to the sweeping health care reform passed last year. In a Jan. 2 Constitutional Convention, legislators voted 101-92 to bottle the measure in a special committee, effectively blocking it from going to the 2008 ballot as a referendum.
That vote came less than a week after the SJC, responding to a suit filed by then-Gov. Mitt Romney, handed down its ruling in Doyle v. Secretary of the Commonwealth instructing the Legislature to vote on a separate proposal to ban gay marriage. But a memo from the state Senate legal counsel to lawmakers, which justices raised Monday, explained to lawmakers that the ruling had no teeth.
By keeping the plan in committee, lawmakers dodged a vote on the question itself, which had cleared a July 2004 session of the Constitutional Convention by a 153-41 vote. But by July 2006, with the health care reform law on the books, the vote came down 118 to 76 to reroute the measure to a special committee.
Physician Profile
System
Massachusetts
Medical Board Information
NASRO Health Plans Are Also Available In:
New York
Maryland
Washington D.C.
Virginia
California
Oregon
Washington
Alaska
Utah
Please contact
us, NASRO is Working for Massachusetts Businesses, Non-Profits, Individuals and Self Employed People and Has a Long History of Caring About the Broader Needs of the Country
Long Live the Republic !
Long Live the United States of America !
National Association of Social Responsible Organizations
Massachusetts NASRO Office
643 Moody St. Suite 300
Waltham, MA 02453
Phone: 781-893-4343/800-638-8113
Fax: 800-562-8588
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