NASRO is an innovative non-profit co-operative association working for all the little companies, producers and workers that are struggling so hard to get ahead and are being held back by the ever rising health insurance premium cost that are the by product of our broken health care system. For Quotes Call 800-638-8113.
NASRO Group Health
Co-operative
46 Evergreen Road
Sudbury, MA
01776
781-893-4343
NASRO Eastern Office
Two Canal Park, Fifth Floor
Cambridge, MA 02141
800-638-8113
NASRO is also a cost effective, socially responsible third party administrator of Massachusetts group health insurance and other benefits, that has provided small businesses, freelancers, self employed people, non-profits and workers with more options since 1992. We are a community non-profit association, founded by health care consultant Robert Gaw, that is working hard for you, to lower the cost of health insurance plans. We are well informed about the health insurance industries excuses for their failures because we have in the past worked for them at the senior management level. in fact, we helped start some of today's most successful health plans.
We can help organizations and people lower premium costs with new plans from respected Massachusetts companies, and also include dental coverage. NASRO members are a broad coalition of organizations; from software developers and auto repair shops to workers of large companies who are not provided group health insurance benefits.We understand your situation and what you value in your health care benefits.
Our Massachusetts Health Insurance Recommendations
Neighborhood Health Plan
Harvard Pilgrim
Blue Cross
For Health Insurance Premium Support - Insurance Partnership
For Real Health Care Reform Support Medicare for All and Keep the Keep the Pressure On
Massachusetts Health Care News
- NASRO Members Participated in and NASRO Backed a Teach In on Health Care Reform at Harvard Medical School May 30th. This highly successful gathering featured a spirited debate between Dr. Steffie Woolhandler of Harvard Medical School, urging change to a new system of universal health care through a single payer program and Jarred Barrios from Massachusetts Blue Cross defending the existing health insurance system. Also speaking was Dr. Marcia Angel of Harvard Medical School, who argued for a new non-profit health care system to replace the current for profit system that was helping to bankrupt the residents of Massachusetts in these times of extended recession. Also present were groups defending the Massachusetts insurance industry dictated health care reforms, as a model for the nation. They claimed it was necessary to raise the health insurance prices of the self employed and small businesses to cover the uninsured, because to do other wise would not be politically feasible and because our members were politically powerless, we had no choice except to accept ever increasing costs for less benefits.
Additional Massachusetts Health Care Services Now Available
- Very Affordable Quality Medical, Surgical & Dental Services Through Medical Travel to Wockhardt Hospitals, affiliated with Harvard International, in India. For People and Producers In Need of Surgical and Medical Services and Without Health Insurance. Call 800-638-8113
NASRO of Massachusetts is a trusted and independent organization that provides accurate information on the strengths and weaknesses of the health insurance carriers in Massachusetts and the other New England states. We advocate for real product diversity, not marketing fog where there are too many choices of what is essentially the same product.
NASRO is also an advocacy organization for the interests of our members, who include just about everyone, except large corporations. Most political figures in the state are major disappointments to us. We have been involved with health care reform for the past seven years in the state and know how many people are suffering paying for health insurance. We believe that to control health care costs and to change the culture of this industry no one working in health care should be making over $250,000 a year. We mean doctors, hospital administrators, and drug company, insurance company, medical supply company management. This includes stock options, country club memberships, expense accounts, business retreats to expensive resorts, retirement plans, drivers, corporate jets and first class travel, private chefs at company headquarters and business trips with clients to the Masters Golf Tournament, the Super Bowl and sky boxes at the Red Sox, Celtics, Bruins and Patriots games. Finally, no more wining and dining at the state's most expensive restaurants and clubs week after week, all paid for by the premium dollars of health insurance purchasers.
Cost are rising because the health care industry has grown rich at our expense. The price of health care for the country is now set on Wall Street by the top five publicly traded health insurance companies, and the Wall Street culture of reckless greed has infected the health care industry. NASRO is committed to loudly continue to call for health care change at any level we can get it.
Your Next Step to Choosing a Plan - Examples
For Massachusetts Small Businesses looking to offer more affordable plans that will be accepted by their employees as providing real value and not open them up to massive out of pocket expenses, NASRO has effective recommendations for you.
For Massachusetts Self Employed People, Individuals and Families straining to be able to afford age band rated health insurance plans. NASRO of Massachusettshas quality affordable plans, like the NHP Care Three Select, available in the lowest age band for as low as $191.00 a month for younger individuals and $496.84 for a family. It offers a $25 co pay for unlimited office visits that include lab tests, for sick care and for well care, for primary care and specialty care, and is not subject to a deductible. Importantly, it is no longer necessary to obtain a referral from the primary care physician to see a participating specialist. It also offers dental cleaning, prescription drug coverage and major services of hospital stays, day surgery, x rays and emergency room subject to only a $2,000 deductible.Care Three Select
Need Help Paying for the High Cost of Massachusetts Health Insurance?
Massachusetts Insurance Partnership - A great agency with a great benefit paid to people who have health insurance coverage through NASRO and are:
- A Massachusetts Resident
- Between the ages of 19 and 64
- Not Have Income greater than the maximum family income guidelines after eligible business expenses
For Massachusetts Employer Groups of Two or More Please Come and Send In A
Group Proposal Request Form (pdf format)
Group Proposal Request Form ( excel format)
NASRO's services in Massachusetts include timely expedited enrollment into the health plan of your choice, monthly billing statements, member service and human resource advice from an organization that is not going to cancel your coverage because you had a bad month and missed a payment.
Controlling Health Care Costs Is Now About Tradeoffs of Cost, Benefits and Providers. NASRO of Massachusetts Has Group Insurance Available to Fit Every Group and Every Person's Situation
For Massachusetts small businesses looking to lower costs or just offering coverage for the first time NASRO recommends any of the insurance options listed below as quality choices.
- Do you have questions about your premium rates and why
some carriers are more expensive than others?
- Do you need advice on how to best balance the affordability
of your health plan with the choice of health care providers
you see
- Do you have questions about the tax advantages of having
a health insurance plan or offering it to your employees
- Do you or your employees have questions concerning the Massachusetts Insurance Partnership Program, including the exciting changes that are doubling the income that can be earned in order to qualify? NASRO can assist you with completing the forms needed to apply for eligibility.
For Quotes Call NASRO
at 800-638-81113
NASRO of Massachusetts Personal Service
People and organizations ready to enroll in a health plan should call Barbara Gibson, NASRO Vice President of Health Care Administration for fast processing at 781-893-4343.
What People Are Saying About NASRO!
" I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations ). If you have ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. My experience with NASRO could not have been more different.
They actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, they not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.
Deborah Elizabeth Finn
P.S. Full disclosure. NASRO does not compensate me in any way for praising it immoderately. I am just a fan."
Capabilities
- Health Insurance for the Self Employed
- Health Insurance for Part Time Employees
- Health Insurance for Employees Whose Employers Do Not Contribute to Their Health Insurance
- Health Insurance for People Moving
to MA from other states
- Health Insurance for People moving to the U.S. from countries with national health care systems
- Health Insurance for Graduating
Students who are becoming self employed
- Health Insurance for People on
COBRA
- Group Plan Health Insurance for Employer
Groups and Cooperatives
- Health Insurance for People who are foreign born
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short Term Disability
- Long Term Disability
- Lower Cost Medical Services Through Medical Tourism to India
Massachusetts Health Insurance
Small Business and the Self Employed 1-49 employees
Please call 781-893-4343
to discuss the rates, benefits and providers of NASRO's
lower cost group plans underwritten by leading Massachusetts
health plans that we have available for our members.
- benefits ranging from HMO plans with almost 100%
coverage to the new high deductible HSA plans
- choice of providers ranging from physicians and
hospitals participating in excellent quality networks
to unlimited choice of providers
- coverage that travels with you when you travel
outside of Massachusetts
- ongoing administrative support from NASRO's health
care administration team that functions as your human
resources department
Neighborhood
Health Plan - best value
Harvard Pilgrim Health Care
Blue Cross Blue
Shield of Massachusetts
Tufts Health Plan
Tufts Health Plan Information for Massachusetts Residents and Businesses
Vermont Health Insurance
New Hampshire Health Insurance
Rhode Island Health Insurance
Maine Health Insurance
Dental and Vision Plans
For Employer Groups and Individuals
Aetna
Sign Up On Line at Anytime
Monthly Rates
Individual - $7.50
Family - $10.50
For Both Dental and Vision
Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line. This plan is available on a stand alone basis.
Group Vision Insurance
Vision Service Plan
VSP Signature Plan
VSP Signature MA Doctor Directory
VSP Specialty Care
VSP Voluntary Plan
Life Insurance & Long Term Disability Insurance
Metropolitan Life Insurance Company
UNUM Life Insurance Company
Sun Life Insurance Company
For additional information about any of these plans, or
to submit health plan enrollment applications please contact
us at 781-893-4343 or mail to NASRO Group Health Co-operative, 46 Evergreen Road, Sudbury, Massachusetts, 01776 and NASRO, Two Canal Park, Fifth Floor, Cambridge, MA 02141
Membership forms
and Health Plan enrollment forms can also be faxed to NASRO
at 800-562-8588.
NASRO also acts
as your human resources department for benefits on an on
going basis. If you are enrolling as a new member or are already a member with health plan
coverage please call Barbara Gibson, NASRO Vice President, at 781-893-4343 and select the connection to the NASRO health care administration office, or email bgibson@nasro-co-op.org with an
enrollment, billing, coverage or claims issues.
Insurance professionals,
accountants, financial planners and attorneys are also welcome
to contact us regarding your clients needs.
NASRO has a large following built through the word of mouth of our Massachusetts members in the following cities and towns where people expect excellent service, professionalism, respect and a sympathetic attitude.
Waltham Needham
Newton Medford
Beverly Holliston
Ashfield Whitman
Boston Northampton
Falmouth Burlington
Cummington Jamaica Plain
Revere Natick
Malden West Roxbury
Milton Shrewsbury
Somerville Dorchester
Cambridge Winchester
Quincy Wakefield
Salem Nahant
Goshen East Boston
Gloucester Norwood
Wellesley Westboro
Arlington Southboro
Amherst Truro
Harwich Brookline
Belmont Marblehead
Lexington Stow
Lynn Weston
South Deerfield Whatley
Orleans Williamsburg
Peabody Worthington
Plainfield
Provincetown
Northampton
Newburyport
New Bedford
Fall River
Tauton
Watertown
Weymouth
Walpole
Wellfleet
Physician Profile
System
Massachusetts
Medical Board Information
Please contact
us, NASRO Clubs Are Working for
Massachusetts Communities, Robert Gaw, NASRO President & Founder
NASRO Group Health Co-operative
46 Evergreen Rd.
Sudbury, MA 01776
978-261-5409
Hours of Operation - 9am to 5pm Monday to Friday
NASRO Clubs Eastern Office
Two Canal Park, Fifth Floor
Cambridge, MA 02141
800-638-8113
NASRO Clubs Western Office
609 Deep Valley Drive, Suite 200
Rolling Hills/Palos Verdes, California
90274
310-598-0670
Hours of Operation - 7am to 5:00pm Monday to Friday
NASRO Washington D.C. Office
3204 18th Street N.W.
Washington D.C. 20010
Join NASRO, Don't Accept the Country Being Ruled By Health Insurance Companies, Tell a Friend or Associate About NASRO, Spread the Word |
