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Behind the Benefits

 


Affordable California Health Insurance

for Individual Workers & Families, Small Businesses,

and Self Employed People

 

Individuals & Families Quote Business Quote

NASRO and NASRO Executive Director Robert Gaw are working hard for you! Our consultants support universal health care for all in California and are some of the most experienced and knowledgeable there are in California health insurance. With the power of large numbers we can build a group and return group insurance to California's forgotten health care consumers. With your participation in our campaign we can create a new cooperative model of health insurance.

 

Membership in NASRO is free for all California residents. Contact NASRO for a Health Insurance Proposal , your information is secure and shared with no one.

 

 

 

 

 

 

 

 

 

 

 

 

 

Be ready for rough seas, compare all the leading California health insurance plans with the help of NASRO, an organization with independent analysis and no funding from the insurance industry. From San Diego to Arcata, from Los Angles to Barstow and from San Francisco to Tahoe we can help you.

Blue Cross of California

Coverage Overview for Individuals and Families

Coverage Overview for Small Businesses

Coverage Overview for Individuals Starting Their First Job

 

Blue Shield of California

 

Guaranteed Issue Plan - Shield Spectrum PPO 1500

Guaranteed Issue Plan - Shield Spectrum PPO 2000

Eligibility Requirements-

Under the Health Insurance Portability and Accountability Act ( HIPAA ) of 1996, you may be entitled to apply for an individual plan on a guaranteed issue basis ( which means you will not be rejected for underwriting reasons).

Guaranteed Issue Plan Rates for people coming off COBRA or a group health plan within 63 days - Call us at 800-638-8113/ 619-579-1237 or email us at info@nasro-co-op.com for an enrollment application.

Kaiser Permanente

Health Plans for Individuals

Health Plan Benefits and Rates for Rate Area One

Health Plan Benefits and Rates for Rate Area Two

Health Plan Benefits and Rates for Rate Area Three

Health Plan Benefits and Rates for Rate Area Four

Health Plan Benefits and Rates for Rate Area Five

Call NASRO for an Application at 800-638-8113

Health Plans for Small Business

Small Group Summary of Plans Effective July 1, 2007

Small Business Health Reimbursement Arrangement(HRA) Account Plan

Small Business Health Savings Account (HSA) Comparison of Benefits

Small Business HMO Plans Comparison of Benefits and Co-pays

Small Business HMO Deductible Plans Comparison of Benefits

Small Business Point of Service (POS) Plan

Western Ventura County Primary Care Physicians

Western Ventura County Specialists

Health Net

PacifiCare

Aetna

MC Open Access 25

First Dollar MC Open Access 40 Plan

Managed Choice Open Access 500

MC Open Access 1500

CIGNA

Nationwide

United Healthcare

Assurant

Please call us at 800-638-8113 or 619-579-1237 with any questions you have.

 

Affordable Dental, Alternative Care and Vision Benefits

Vital Savings by Aetna
Vital Savings by Aetna
, Please click on the logo to locate on line information on benefits, providers, prices and to enroll. The plans are available independent of the health insurance plans. The monthly costs for all three benefits is $7.50 for an individual and $10.50 for a family.

Additional Dental Plans

Delta Dental

Northeast Delta Dental Logo

 

 

 

Smart Smile Plan

 

Blue Cross

blue cross dental

Blue Shield

PPO and HMO Dental Plan Rates and Benefits

 

Long Term Disability Insurance

Metropolitan Life Insurance Company

UNUM Life Insurance Company

West Coast Life Insurance Company

Neighborhood foreclosures

See through the mist and confusion of the insurance industry with the help of the recognized experts from NASRO.

 

Health Plans Are Also Available In:

Washington

Oregon

Alaska

Utah

Massachusetts

Maryland

Washington D.C.

Virginia

NASRO is working for California small businesses, self employed people and individual workers and their families. NASRO begins with a set of socially responsible principles that benefit the whole community and not the narrow interest of one particular group of businesses or workers , at the expense of another.

    

 

Long Live the Republic !

Long Live the United States of America !

Restore the Constitution!

 

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National Association of Socially Responsible Organizations

Robert Gaw

Executive Director

Los Angeles NASRO

609 Deep Valley Drive, Suite 200

Palos Verdes/Rolling Hills

California 90274

213-489-1650

info@nasro-co-op.org

San Diego NASRO

Mission Valley

3111 Camino del Rio North

Suite 400

San Diego, California

92108

Phone - 619-579-1237

Email - info@nasro-co-op.org

Bay Area

  415-861-3350

Ventura

   805-966-6930

                                           

 

May 6 , 2008

Without Universal Health Care, Long Term There Will Not Be Affordable Health Care in California

After a three month lull the fight for universal health care in California is once more on the table, and NASRO is bringing all our expertise from working for reform in Massachusetts to the campaign that will benefit our members.

California HMO Chief Reinstates Policies

 

 
CONGRATUATIONS TO CALIFORNIA SPEAKER ELECT KAREN BASS OF LOS ANGELES

The year 2008 can still be the year of real health care reform and progress on many other issues with the election of a former small business owner, physician's assistant and a tireless advocate for the 80,000 foster children in California, Karen Bass. NASRO is confident she will be the leader we need to get real health care reform started and passed in California. She will carry on the good work started by Speaker Fabian Nunez, who was term limited from running for office again.

Pictured recently with Speaker-Elect Karen Bass is Senator Barak Obama of Illinois, the leading candidate to become the nominee of the Democratic Party for President of the United States

 

IMPORTANT NEWS -  January 29, 2008, California Health Care Reform Plan Defeated in Senate Committee. Once again the insurance industry wins and Californians lose.

No matter what the California Senate Health Care Committee members say is their reason for voting down the health care reform bill, the organizations who benefit the most from that vote are the same type of insurance companies like the one fined $1.33 billion on January 28th by the state government for not paying Californians health insurance claims on a timely basis or not at all ( PacifiCare/United Healthcare).

This decision is outrageous. Nothing gets done reforming an industry as large as health care without compromise. The Governor and the Sate Assembly were willing to undertake the heavy lifting to reach a compromise where our members small businesses, the self employed, individuals and employees would have greatly benefited. Many people like to think of California as one of the top economies in the world. If we look at the state that way, then we must also see we rank at the bottom when it comes to providing our people with affordable and accessible health insurance/ health care. We are fifteen years behind Massachusetts for example, where no person has been turned down for health insurance by the insurance companies in twelve years.

The most immediate help a new President of the United States can bring to us all with health care is to support those states that have started the journey to universal health care. It is sad to think that California will not be ready to receive that help.

Please call California Senate President, Don Perata at 916-651-4009, in Sacramento, tell him your story and ask him to support the health care reform program of the Assembly and the Governor and to allow a vote by the entire Senate on this issue. For some organizations the failure of this bill is just another day at the office. For NASRO members and millions of Californians this is an on going tragedy.

Robert Gaw

President/Executive Director

National Association of Socially Responsible Organizations

San Diego, California

 

Specializing in Affordable California
Health Insurance Plans

• NASRO does not have a group health plan that will cover people who have recently been turned down for coverage. But we are working on it. We need associations, employer groups and individuals to sign on for a proposed new group plan. The group plans that used to exist have been all but eliminated, which is why NASRO is working hard for California health care reform to be enacted this fall.

 


• NASRO does have individual plans available from a wide choice of carriers


• Employer groups and self employed people are now free to join NASRO at no cost. With its growing numbers NASRO is leveraging our membership to change the economics of California health insurance. Membership is confidential and not subject to distribution to any outside groups.

 

Aetna

 

 

Blue Shield of California

 

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Contact NASRO


800-638-8113 or 619-579-1237

Mission Valley

3111 Camino del Rio North, Suite 400, San Diego, California, 92108

 


More California Health Care News

 

 

State Health Officials Fine Hospitals for Quality of Care Issues

California health care officials fined nine hospitals on October 25, 2007 for incidents that jeopardize patient safety and care. The penalties are the first of their kind under a new law that went into effect January 1, 2007. Each fine was for $25,000, the maximum penalty under the first phase of the law.

The nine hospitals that received fines were:

  • Enloe Medical Center in Chico
  • Feather River Hospital in Paradise
  • Garden Grove Hospital
  • Glendale Memorial Hospital
  • Hanford Medical Center
  • Kaiser Hospital Santa Clara
  • Martin Luther King Hospital
  • St. Agnes in Fresno
  • U.H.S. of Rancho Springs
   

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