The Best Affordable Georgia Health Insurance Choices for Non Profits, Public Sector Grops and Businesses from the National Association of Socially Responsible Organizations
(NASRO) Call 800-638-8113
Do You Need A Less Expensive Group Health Insurance? NASRO Can Administer Your Group Benefit Plans At Lower Cost
Find Out the Best More Affordable Health Insurance Choices
Don't Just Accept Rate Increases from Your Health Insurance Company
Veteran Health Care Consultant & Consumer Advocate, Robert Gaw, NASRO President & Founder
NASRO of Georgia is a private non profit solution to achieving affordable health care. We are a cost effective, third party administrator, and fiscal intermediary of health, dental, vision, life and disability insurance for employer groups from one to one thousand. NASRO is a non-profit that supports Georgia's citizen efforts
to make affordable health insurance available to all state
residents. We provide individuals, the
self employed, non-profits and small business owners with easy access to many of Georgia's health
insurance plans. With health insurance becoming such a difficult
and costly issue for individuals and employers, a growing number of people are uninsured. To address this need NASRO has contacted with a major specialty hospital system in India that provides quality surgical services at one quarter the cost charged in the U.S.
Capabilities
- Traditional Health Insurance
- Preferred Provider Organization Plans (PPOs)
- Health Maintenance Organization Plans (HMOs)
- Antistrophic Health Insurance Plans
- Health Savings Account Plans (HSA)
- Dental Insurance Plans
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- Life Insurance Plans
- Annuities
- Short Term Disability Plans
- Long Term Disability Plans
- Medicare Supplement Plans
Georgia License Number 698153
Affordable Health Insurance for Small Businesses and Non Profits
Blue Cross & Blue Shield of Georgia:
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United Healthcare of Georgia/ Golden Rule
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Kaiser Permanente
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Aetna
Georgia Small Group Plan Guide
Group Dental Plans
Delta Dental
Metropolitan Dental
Life, Long Term Disability and
Short Term Disability Insurance
Met Life Insurance Company
UNUM Life Insurance Company
May 03, 2010
States Indicate Interest in Administering High-Risk Pools
By the end of Friday, officials from 28 states and the District of Columbia had informed HHS that they will administer their own high-risk pools to comply with a provision in the new health reform law, instead of allowing the federal government to implement the program for them, Politico reports.
Meanwhile, 15 states indicated that they will transfer the responsibility of administering the pools to the federal government (Haberkorn, Politico, 5/3).
Under the program outlined in the new health reform law, states are permitted to create their own pools or expand existing ones, or they could allow the federal government to implement such a pool for them. The law allocates $5 billion for the program (California Healthline, 4/27).
U.S. residents will be eligible for coverage under the pools if they have a pre-existing condition and have been without health insurance for at least six months (Levey, Los Angeles Times, 5/1).
Many of the states that opted out of the program already have pools that only need to be expanded or modified to meet the new federal requirements, Politico reports. According to Politico, most of the states that decided to use their own high-risk pools have Democratic governors, while most of the states that are defaulting to the federal government's programs have Republican governors (Politico, 5/3).
Among the states that have opted to operate their own high-risk pools are:
- California;
- Illinois;
- Maryland;
- Michigan;
- Missouri;
- New Jersey;
- Ohio; and
- Washington.
States that have chosen to let HHS run their programs include:
- Hawaii;
- Idaho;
- Louisiana;
- Nevada; and
- Tennessee.
On Friday, HHS announced the allocation of the $5 billion for the pools, according to The Hill. California will get the largest share of $761 million, while three states -- North Dakota, Vermont and Wyoming -- each will receive $8 million.
States Concerned With Potential Costs
The high-risk pools are scheduled to begin operating on July 1 and expire in 2014, when the overhaul requires private insurers to accept all applicants regardless of pre-existing conditions (Pecquet, The Hill, 5/1).
Although the deadline for states to declare their positions to HHS was Friday, several states still have not responded.
However, HHS spokesperson Jenny Backus said the agency is happy with the response. Backus added, "Whether states create these pools or the federal government creates them for states, the pools will be paid for by 100% federal dollars" (Politico, 5/3).
Concerns over the program's cost and fears that states would be responsible for some portions of it until 2014 played a key role in several states' decisions to reject the government plan, the Los Angeles Times reports.
Last month, officials from Georgia and Nebraska wrote to HHS Secretary Kathleen Sebelius expressing their concerns (Los Angeles Times, 5/1).
According to The Hill, CMS Chief Actuary Rick Foster noted in an analysis of the new reform law released last month that "by 2011 and 2012 the initial $5 billion in federal funding for this program would be exhausted, resulting in substantial premium increases to sustain the program; we anticipate that such increases would limit further participation" (The Hill, 5/1).
Dental & Pharmacy Plans:
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