The Best Affordable Maryland Health Insurance Plans from the National Association of Socially Responsible Organizations, with Ethical Advice for Partnerships, Non-Profits, Small, Medium and Large Business, Self Employed People, Freelancers, Individuals and People on Medicare - Call 800-638-8113 or 202-486-5832
Do You Need Less Expensive Health Insurance?
NASRO Is Providing the Best Service in Maryland Based on Our 40 Years of Service to the Community
NASRO Is the Group with Principles that Is Not Afraid to Get Its Hands Dirty. Call 202-486-5831
NASRO Is Building a Non Profit Health Insurance Co-op. Act Now to Become Part of It.
Move Your Health Insurance Money to NASRO
Employer groups and individuals please call 202-486-5831 to facilitate a proposal on our recommendations for the most affordable plans that still have worthwhile benefits to fit your situation from Care First Blue Cross, Aetna, United Health Care, Kaiser, Humana and other carriers.
NASRO is the private non-profit solution to achieving affordable health care. We are a private non-profit provider of Maryland group health insurance that is a cost-effective third party administrator and a fiscal intermediary of health, dental, vision, life and disability insurance to employer groups from one to one thousand employees. In Maryland, NASRO is a long time advocacy organization for affordable universal health insurance.
Click on the links above in blue for your proposal.
If you are preparing for your annual health plan renewal, starting a new business. expanding operations in Maryland, or just need to lower your monthly health insurance costs then you need to learn more about NASRO. You are not alone, we can help you. We have worked hard for decades to help establish the more humane health care system that Maryland is known for in our region. NASRO is helping to make sure all the health plan options available in the state are communicated professionally. If you have a question or a problem please call us. We can offer advice on a wide range of health care subjects beyond health insurance rates.
NASRO Non Profit, Co-op and Small Business Members Include
- Community Builders Worker Cooperative
- International Physicians for the Prevention of Nuclear War
- International HIV/AIDS Alliance
- Jobs with Justice
- Act Blue
- Women In Film and Video
- Alliance to Defend Health Care
- Health Care For All
- National Pancreas Foundation
- Working Assets

Longtime Consumer Advocate, Robert Gaw, NASRO President & Founder
Rate Information
NASRO is a non-profit Maryland health insurance provider with warm and friendly, professional, person to person service and not with a cold automated system. We provide both the information and the interpretation of what the various benefit plan levels and prices are actually buying, at no additional cost. NASRO is staffed by Maryland health insurance experts who are available to assist any state resident or organization with direct answers to questions about benefit choices, cost, which Maryland health insurance provider network is best for you or your employees and which are the plans that accept people with pre-existing medical conditions.
Pre-Existing Conditions and Individual Plans
NASRO believes strongly that individuals who need an affordable Maryland health insurance plan that should be provided the right to buy the same plans for the same price as anyone else with their own money. We believe it is a sin for Maryland health insurance companies to resist the change that is coming, that will finally due away with this immoral practice.
NASRO does not yet in Maryland have a group plan that will accept individuals who have been turned down for coverage. We will assist anyone in Maryland that needs to know what individual medical underwriting is and how to find alternatives if health insurance coverage can not be found.
Capabilities
- Maryland Health Insurance for Individuals
- Maryland Health Insurance for Students
- Maryland Health Insurance for the Self Employed
- Health Insurance for People Moving to Maryland
- Maryland Health Insurance for Graduating Students
- Health Insurance for People Coming off COBRA
- Health Insurance for People Who Are Foreign Born
- Health Insurance for Early Retirees under 65
- Maryland Health Insurance for Small Business
- Maryland Health Insurance for Non-Profits
- Maryland Health Insurance for Employees
Types of Maryland Health Insurance Coverage
- Traditional Health Insurance Plans
- Preferred Provider Organization Plans (PPOs)
- Health Maintenance Organizations (HMOs)
- Catastrophic Health Insurance
- Health Savings Account Plans ( HSAs )
- Dental Insurance Plans
- Vision Insurance Plans
- Long Term Disability Plans
- Short Term Disability Plans
- Life Insurance Plans
- Medicare Supplement Plans
- Long Term Care Insurance Plans
- Flexible Spending Accounts
- Retirement Plans
Benefits You Want In a Maryland Health Insurance Plan
- Hospitalization
- Out Patient Surgery
- Office Visits
- Well Care
- Emergency Room
- Prescription Drugs
- Lab and X-ray
- Mental Health
Maryland Health Insurance Plan Features Ranked By Importance
- Annual Deductible
- Percent of Expense Paid by Insurance
- Out of Pocket Maximum
- Office Visit Copays
- Annual Out of Pocket
- Total Annual Cost
- Emergency Room Visit
- Prescription Drug Copay
- Lifetime Maximum Coverage
Buy Affordable Maryland Health Insurance Through NASRO
Avoid having fill out long forms to answer those open ended probing questions on the applications without an advocate.
Affordable Maryland Health Insurance with Lower Monthly Premiums
Provider Directory of Participating Providers and Hospitals
Maryland Individual Health Insurance
Maryland Small Group Health Insurance
Aetna Small Group Plans
MD HMO 1.3
MD HMO 2.3
MD_Open_Access_HMO 1.3
MD_Open_Access_HMO_Cons_Dir_1_3
Medicare Supplement Plans
Maryland Individual Health Insurance Plans
Blue Preferred Saver Plans
Blue Preferred HSA Plans
Blue Choice Plans
Blue Personal Comp HSA Plans
Blue Preferred Plans
Blue Choice HSA Plans
Blue Choice Saver Plans
Blue Personal Comp Plans
Maryland Small Group Health Insurance Plans
Individual Maryland Health Insurance Plans
Why Choose NASRO As Your Provider of Maryland Health Insurance
Platinum Plans

Maryland Dental and Vision Insurance
Aetna
Monthly Rates
Individual - $7.50
Family - $12.50
Click on logo
CareFirst BlueCross BlueShield
Cigna
Delta Dental
Dental Benefit Providers
Dentaquest
Humana
Please Contact Us
NASRO Is Working For Maryland Small Businesses, Individuals and Self Employed People.
Please mail in, fax all Maryland enrollment forms and material to 800-562-8588. New coverage is effective on the first of the month, so allow enough time before that to process the enrollment forms.
Individuals plans are still subject to individual medical underwriting review and can take the carriers between 30 to 60 days to determine if the individual is accepted.
NASRO
Maryland Office
P.O. Box 10516
Rockville, Maryland 20849-0516
Phone - 202-486-5831
Fax - 800-562-8588
Email - rgaw@nasro-co-op.org
NASRO
Washington D.C. Office
3204 18th Street N.W.
Washington D.C. 20010
NASRO Eastern
Two Canal Park, Fifth Floor
Cambridge, Massachusetts 02141
617-308-1525
NASRO Western Office
609 Deep Valley Drive
Suite 200
Palos Verdes/Rolling Hills Estates,
California 90274
424-237-9647
Tell a Friend or Associate About NASRO, Spread the Word
|