Affordable Oregon Health Insurance for Freelancers, Individuals, the Self Employed, Small Business, Non-Profits and Retiree, Since 1992 From NASRO Group Health Co-operatve
Don't Just Accept Your Rate Increases
There Is A Way To Lower Your Costs
Know Your Rights
 
Federal Health Care Reform Update
The National Association of Socially Responsible Organizations (NASRO) is a non-profit third party administrator of group health, dental and vision benefits. We are also community non-profit association. NASRO is an independent organization that takes the time to learn about your situation in depth before making recommendations. Since we are an organization of small producers we know how important a benefit health insurance is and how frustrating the cost increases are year after year. NASRO is more than just a broker, more than just a consultant. NASRO is an advocate. When small producers work together we can get more; more service, more clout taking care of problems, clearer communication that is not designed to cloud over important issues and efficient use of our health care dollars, not paying for sky boxes, entertainment and excessive executive salaries and retirement packages.
NASRO Health Plans Individual Quote Request Form
NASRO Health Plans Employer Group Quote Request Form
No matter what your situation is we can help you. If you are starting a new business, are currently on an expensive COBRA plan, are not being treated fairly by a large employer who does not contribute to your benefits, have issues with the language of English, are no longer eligible for state plans, are moving to Oregon or just need to find a less expensive plan to make it through the recession, then fill out a form and make contact. The information is confidential and will not be sold or used by others.
Oregon can do a better job taking care of the needs of the small producers in the state. Individual medical underwriting needs to be eliminated, as it has been for fifteen years in Massachusetts, where NASRO has been most active. There is real value speaking to the experts and not just the member service staff of the carriers. It cost nothing extra to work with our people and you will surprised to find out that we know more about the health plans and the health insurance industry than people working in call centers under pressure to make sales.
NASRO Service
What People Are Saying About NASRO!
" I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations). If you have ever dealt with insurance providers, you know that the usual goal of a person who answers the phone is to say " no " and hang up the phone as quickly as possible. My experience with Barbara Gibson at NASRO could not have been more different.
She actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, she not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.
Deborah Elizabeth Finn
NASRO Members Include
- Community Builders Worker Co-operative
- Jobs with Justice
- Women In Film & Video
- Act Blue
- Alliance to Defend Health Care
- Health Care for All
- National Pancreas Foundation
NASRO Advocacy
- National Health Care, Medicare for All, Single Payer Health Care, whatever you want to call it, nothing less that what other modern countries have is what we need to maintain our standard of living.
- NASRO supports H.R. 676 that has just been reintroduced in Congress.
- NASRO is organizing the groups that make up our membeship to end the corporate control of our health care and the wildly out of control costs that make our businesses uncompetitive and raise the cost of state and local government
- NASRO is circulating a letter to our two Senators asking them to support HR 676 that is more possible to enact and be a successful law because it will accomplish what it clearly sets out to do, while other plans, such as the Massachusetts plan have already been found to not make any impact on controling costs.
NASRO News
- In Portland, Oregon, the Executive Board of the American Federation of Teachers Local 3571, the Portland State Faculty Association has voted to endorse HR 676. Local 3571 represents more than 500 part time faculty members. According to Brooke Jacobson, the President of the Portland State Faculty Association many of her members work less than half time and receive no benefits and lack affordable health care coverage.
NASRO Capabilities
- Health Insurance for Sole Proprietors
- Health Insurance for Freelancers
- Health Insurance for Small Business
- Health Insurance for Indepdent Contractors
- Health Insurance for People to Oregon from other States
- Health Insurance for People Moving to the U.S. from other Countries that have National Health
- Affordable Medical and Surgical Services for People without Health Insurance Coverage
If any of these categories describes your situation contact us for assistance. Or if you just have questions about how health insurance works in the state contact us and take advantage of our expertise.
Carriers
Health
Insurance Plans
Lifewise
For Individuals and Families
WiseEssentails
WiseChoices
WiseSavings
Regence Blue Cross and Blue Shield
About Regence
Kaiser Permanente
About Kaiser of the Northwest
NASRO has used Kaiser since 1996 and has found them to be particularly effective at providing preventive well care to younger populations and providing good diagnosis of important chronic illnesses such as diabetes and asthma. We have also found Kaiser to be a particularly attractive alternative during major recessions, such as we are experiencing now. That is because their lower cost structure allows them to be more affordable than many other plans. When he lived on the west coast, our founder, Robert Gaw, found Kaiser to offer particularly high quality care to one of his children who faced a life threatening medical situation.
Copayment Plans
Premium Plan
Premium Rx Plan
Deductible Plans
Gold $500 Deductible Plan with Rx
Gold $1,000 Deductible Plan with Rx
Silver $1,500 Deductible Plan with Rx
Silver $2,500 Deductible Plan with Rx
Silver $3,500 Deductible Plan with Rx
Bronze $5,000 Deductible Plan with Rx
Bronze $7,500 Deductible Plan with Rx
Health Savings Account Plans (HSA)
HSA $1,500 Deductible Plan
HSA $1,500 Deductible Plan with Rx
HSA $2,600 Deductible Plan
HSA $2,600 Deductible Plan with Rx
PacifiCare/United Healthcare
Dental Plan Coverage
Regence Blue Cross and Blue Shield
Denta Care Plan for Individuals and Families
Regence Individual Dental Plan Summary
Encore, Expressions and Radiance Dental Plans
for employer groups between 2-99 employees
Regence Dental Plan Summaries
NASRO Service
What people are saying about NASRO!
I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations). If you ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. May experience with Barbara Gibson at NASRO could not have been more different.
She actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plans. The one time I actually had a problem with coverage for a medical condition, she not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.
Deborah Elizabeth Finn
P.S. Full disclosure. NASRO does not in any way compensate me for praising it immoderately. I am just a fan.
Read the Site in Spanish or Chinese
For new Americans whose first language is Spanish or Chinese, the site is also available in those languages by clicking the link at the top left hand conner of the page. NASRO warmly welcomes the participation of everyone. The link to our member site is www.global-equality.org.
NASRO Is Working for Oregon Communities.
Health Care Reform Links
National Health Policy Education & Research Group (NHPERG)
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