The Best Affordable Virginia Health Insurance Exchange from the National Association of Socially Responsible Organizations ( NASRO) for Professionals, Individuals, Self-Employed, Businesses and Non Profits
Health Care For All In Business
To Enroll Click on the Link Below
Individual
and Familiy Health Insurance Enrollment
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NASRO Administrators of Virginia is the private non-profit solution to achieving affordable health care through group health insurance, level funding and self funding . We are a cost effective third party administrator of group health insurance, dental, vision, life and disability benefits.
Recently passed federal health insurance reform will be ending individual medical underwriting by the health insurance industry in 2014. Until that time individuals with pre-existing medical conditions can still be turned down for coverage.
NASRO Administrators can help individuals and employer groups lower their costs. Call NASRO for an unbiased assessment of your choices. It costs you nothing extra to work with NASRO and it can save you money and time to take advantage of our expertise.
We support Virginia citizen efforts to make health care affordable for all state residents. We represent the interests of health care consumers.
For residents of Fairfax, Arlington and Alexandria Counties in Nothern Virginia
NASRO's Care First Blue Cross & Blue Shield Rate, Benefit & On Line Enrollment Information
NASRO will help you with every step of the process until your enrollment is accepted.
For residents of all other counties of Virginia.
Selecting a health insurance
plan does not have to be a confusing and frustrating experience.
Find out your health insurance rates within minutes of speaking to our staff. Our health insurance proposals offer the best rates available. You can not obtain better rates even if you go directly to the insurance companies.
Apply directly from an application you print out on your computer. Our staff will provide you with help completing the application and will go through the questions with you.
Membership in NASRO is Free for all Virginia residents. Please contact us for more information.
Veteran Health Care Consultant & Consumer Advocate Robert Gaw, NASRO Administrators President & Founder
Types of Coverage
- Preferred Provider Organization Plans (PPO's)
- Health Maintenance Organization Plans (HMO's)
- Catastrophic Coverage Plans
- Health Savings Account Plans (HSA's)
- Dental Insurance Plans
- Vision Insurance Plans
- Life Insurance Plans
- Short Term Disability Plans
- Long Term Disability Plan
Virginia Small Group Health Insurance Plans
Aetna
Virginia Small Group Plan Guide
PPO Plans, PPO Value Plans, PPO High Deductible Plans, PPO First Dollar Plans
PPO 7500 Plan with Unlimited Primary Care Physician Visits
Advantage Plan with Minimum Benefits
Overview of Features, Benefits and Service Area
Anthem Blue Cross
and Blue Shield
The Lumenos HRA Plan
The Lumenos HSA Plan
The Lumenes HIA Plan
The Lumenos HIA Plus Plan
Care First Blue
Cross Blue Shield
Blue Preferred Plans
Blue Preferred Saver Plans
Blue Preferred HSA Plans
Blue Choice HSA Plans
CIGNA
Humana
Autograph Share 80 HSA Plan
Authograph Share 80 Plus Rx & Co-pay Plan
Autograph Total HSA Plans
Autograph Total Plus Rx/ HSA Plan
Monogram Total Rx Plus
Portrait Share 80 Plus Rx & Unlimited Office Visist Co-pay
United HealthCare
United Health One Plans
United Health One Platinum Brochure - Why Choose Us
Assurant
Coventry
Kaiser Permanente
Unicare
Group Dental and Vision Plans
Metropolitan Dental
Aetna
Click on logo for information on benefits, listing of participating dentists and vision providers and to enroll on line.
Care First Blue Cross Blue Shield
Cigna
Delta Dental
Vision Service Plan
Dentaquest
Humana
NASRO of Virginia News
Friday, August 19, 2011
Employers Expect Rise in Health Costs; Many To Pass Costs to Workers
Large U.S. employers expect their health care costs to increase by an average of 7.2% next year, according to a according to a survey by the National Business Group on Health, Modern Healthcare reports (Daly, Modern Healthcare, 8/18).
The increase is slightly less than the 7.4% mean increase for health care costs that the companies reported for this year. However, the new figure "is on a higher base, and it still outpaces the economy's anemic growth and business conditions," according to NBGH President and CEO Helen Darling (Reichard, CQ HealthBeat, 8/18).
According to the survey, more than half of businesses plan to pass at least some of the extra costs to workers. Darling said employers are shifting away from copayments, where workers pay a fixed dollar amount for health services, and instead are charging workers a percentage of the total costs. This makes employees more aware of the total cost of health care they use, The Hill's "Healthwatch" reports.
Darling said shifting from copayments to the coinsurance model is "a more subtle way to increase what the consumer pays." She said that eventually only governments and unions likely will offer fixed copayments (Baker, "Healthwatch," The Hill, 8/18).
Darling said the federal health reform law has contributed to rising costs. She attributed one full percentage point of the increase to a provision allowing young adults to stay on their parents' insurance until age 26. She said, "I think that most employers didn't think that (the requirement) was a good idea," noting that individuals with jobs and substantial benefits can stay on their parents' insurance to avoid more cost-sharing (CQ HealthBeat, 8/18).
According to Darling, the financial strain of the ongoing increases in health care costs has created "an unsustainable model for our country" (Modern Healthcare, 8/18).
Please Contact
Us, NASRO Administrators Is Working For Virginia Small Businesses and Self Employed People
NASRO Administrators of Virginia
Phone: 800-638-8113
Fax: 800-562-8588
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