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Affordable Washington State Health & Dental Insurance for Individuals & Families, Freelancers, the Self Employed and Small Business Since 1992

 

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Individual Quote Request Form  

Group Quote Census Form

NASRO is working hard for you and can help lower your health insurance costs ! We are a community non-profit business organization, founded by health care consultant and activist Robert Gaw, that is your advocate and a humanitarian organization for the common good. NASRO is also a trusted independent organization that provides accurate information on the strengths and weaknesses of the health insurance carriers and their plans. NASRO is a sixteen year old organization that supports Washington State citizen efforts to make affordable health insurance available to all state residents. NASRO is staffed by very experienced and qualified professionals who are available to assist any state resident or company with direct straight answers to questions about benefits choices, cost and which health plan provider network is best for you or your employees. There are no complicated telephone matrixes, waits or impersonal service from out of state telemarketing centers when you call NASRO . Every person and every company is important and our answers to your questions are accurate and consistent.

Please consider the large number of plan choices from all of Washington's health insurance carriers that NASRO Health Plan Options has available. NASRO continues to offer the services of its own group plan that is open to any self employed person working at least 20 hours per week, without a requirement that a person's health history be reviewed first. The group plan, which has been operational for eleven years, also welcomes the participation of businesses or non-profits in Washington State. Individuals that are not self employed are also provided the services of some of Washington's leading individual health plans at an affordable cost. For more information please call 800-216-2505, 425-889-4588 or email NASRO and request a proposal. You will find that our service is the best in Washington.

A Case Study

A self employed business owner and spouse from Seattle in their 40's with two children, all in good health, with no chronic medical conditions has just received a major rate increase from their insurance company. NASRO is able to take the time to review the situation and make recommendations on some of the newest plans available from well respected Washington State carriers that can lower the monthly premium increase.

Capabilities

 

  •  Health insurance designed for single people and individuals looking for good coverage, but not a second car payment

  •  Health insurance for small businesses
  •  Health insurance for families with young children looking for low out of pocket costs for doctors visits
  •  Health insurance for the self employed
  •  Health insurance for people moving to WA
  •  Health insurance for foreign born people
  •  Health insurance for firms moving to WA
  •  Health insurance for graduating students
  •  Health insurance for people on expensive COBRA

Types of Coverage

 

  •  Traditional Health Insurance
  •  Preferred Provider Organization Plans
  •  Health Maintenance Organizations
  •  Catastrophic Health Insurance
  •  Health Savings Account Plans ( HSAs )
  •  Dental Insurance Plans
  •  Vision Insurance Plans
  •  Long Term Disability Plans
  •  Short Term Disability Plans
  •  Life Insurance Plans
  •  Medicare Supplement Plans
  •  Long Term Care Insurance Plans
  •  Flexible Spending Accounts
  •  Retirement Plans

 

Health Insurance Plans

Individuals, Self Employed Persons, and Small Business, Cooperatives and Non-Profits from 1 to 500 Employees

Please call NASRO Health Plan Options at 800-216-2505 or 425-889-4588 to discuss the rates, benefits and providers of the NASRO endorsed health insurance plans underwritten by leading Washington health plans that we have available to our members.

  •  Benefits ranging from HMO plans with excellent coverage to the high deductible PPO plans.
  •  Choice of providers ranging from physicians and hospitals participating in excellent quality networks to unlimited choice of providers.
  •  Coverage for the whole state, from Seattle to Spokane, from Clark County to the islands.
  •  Coverage that travels with you when you travel outside of Washington.
  •  Ongoing administrative support from NASRO's health care administrative team.
  •  view NASRO's Washington State Group
    Health Plan
Carriers

Lifewise

 

LifeWise Health Plan of Washington

 

Regence Blue Shield

 

Regence BlueShield is an Independent Licensee of the Blue Cross and Blue Shield Association.

About Regence Blue Shield

Regence now has coverage available for people and businesses in Clark County

Premera Blue Cross

Group Health Cooperative

 

Group Health Insurance Companies

New plans for individuals and families, freelancers, sole proprietors and the self employed

Group Health Balance Plans

Group Health Welcome Plans

Group Health Health Savings Account Plan

KPS

KPS Health Plans Logo

Kaiser Permanente of the Northwest

Kaiser has good coverage options available for people and businesses in Clark County

Asuris Northwest Health

 

Asuris Northwest Health, A Regence Affliliate logo

PacifiCare

 

 

Dental Plans

Smart Smile Plan

Life Insurance and Long Term Disability

 

Met Life Insurance Company

UNUM

West Coast Life

NASRO Service

What people are saying about NASRO!

I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations ).

If you have ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. My experience with Barbara Gibson at NASRO could not have been more different.

She actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, she not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.

Deborah Elizabeth Finn

P.S. Full disclosure. NASRO does not compensate me in any way for praising it immoderately. I am just a fan.

Read the Site in Spanish or Chinese

For new Americans whose first language is Spanish or Chinese, the site is also available in those lanuages by clicking the link at the top left hand conner of the page. NASRO warmly welcomes the participation of everyone. The link to our member site is www.global-equality.org.

 

Contact us today

NASRO Is Working For Washington State Health Care Consumers

NASRO Is a Member of:

National Health Policy Education & Research Group

Jobs with Justice

Health Care For All

 

 

 

Washington Medical Quality Assurance Commission

Information on physician profiles for consumers

Washington State Flag

 

 

           NASRO Northwest Regional Office

              9330 Juanita Drive, Suite 201

           Kirkland, WA 98034

           Phone: 425-889-4588/800-216-2505

              Fax:775-878-5414

 

 

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NASRO's Alliant Plus Plan from Group Health Options is our group plan for self employed people, independent contractors and small businesses.

Our group health insurance is administered by NASRO and we offer the best service of any group in the state. We act as your human resources department so you are not dealing blindly with a large health plan on your own.

NASRO believes no one in Washington should be denied coverage due to a pre-existing medical condition, and with NASRO's Plan No Member Can Be Denied Coverage.

This is a great plan for baby boomers who have left the rat race, are working for themselves and want a good plan that will offer real protection to help maintain a medical condition under good control or provide piece of mind in case major illness or accident occurs.

 

Eligibility for part timers working as little as 20 hours of work per week to participate in a high quality group plan

Friendly Group Service with flexible and accurate billing and member service is provided by NASRO's professional staff

One of the best benefit plans in the state helps self employed people and small businesses from one to five employees operate at the same level as big corporations. If your group is made up of 6 or more employees please fill out a proposal request form to your left across the page on the link highlighted in blue.

 

 

Benefits Summary for Group Plan Effective 2008-2009

Choose Your Own Doctors and Hospitals or Choose Network Providers and Still Have Comprehensive Health Care. NASRO members are asked to pay for their group health plan monthly, never quarterly. If you have a bad month and have trouble making your monthly payment, NASRO will work with you.

Pass the word about NASRO, 800-2505, to a friend who may need a good health plan .

To enroll just print out the enrollment form. It comes out with the name and number of our group pre-printed. There are no long complicated forms and documents to produce and our staff is happy to assist you with any question that comes up.

Options Enrollment Form >

The ultimate choice of providers anywhere is available with NASRO's group plan under Options Alliant Plus Health Plan. If your doctors are not on the list of participating providers you can still be covered with excellent benefits and continue seeing your doctors. Options Alliant Plus Plan also lets the member see a doctor within the Group Health Cooperative network, the Virginia Mason Network and the Everett Clinic Network at substantial savings. This does not mean that once you see one of the Network doctors you must stay with that doctor. Members are free to change to any physician anytime they want to. Only Options Alliant Plus Plan lets members go back and forth between Network and non-Network physicians.

 

Contact NASRO and Request a Proposal


 

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