NASRO is working hard for people tired of being pushed around by the insurance companies. We can quickly have a specially designed proposal in front of you on line, that is understandable and will help lower your health insurance costs!

We are a local innovative community non-profit association, founded by health care consultant and activist Robert Gaw, that is your advocate and a humanitarian organization for the common good. NASRO is also a trusted independent organization that provides accurate information on the strengths and weaknesses of the health insurance carriers and their plans. NASRO is a seventeen year old organization that supports Washington State and Oregon citizen efforts to make affordable health care available to all state residents and to move to providing universal health coverage this year.

NASRO is staffed by very experienced and qualified, local health insurance and health care professionals who are available to assist any state resident or group with direct straight answers to questions about benefits choices, cost and which health plan provider network is best for you or your employees. There are no complicated telephone matrixes, waits or impersonal service from out of state telemarketing centers when you call NASRO . Every person and every company is important and our answers to your questions are accurate and consistent. The people who answer our phones know the most about the plans, the regulations and the enrollment process of anyone associated with our organization. That is just the opposite from for profit companies where individuals and small group service are staffed with entry level personnel.

Please consider the large number of plan choices from all of Washington's and Oregon's health insurance carriers that NASRO Group Health Co-operative has available.

Regence

Group Health Cooperative HMO & POS

LifeWise

Kaiser Permanente of the Northwest

Premera Blue Cross

Assuris

PacifiCare/United HealthCare

Health Net

Aetna

Every day that goes by that we in Washington still have individual medical underwriting denying people coverage, ruins more families and makes Washington weaker in the global marketplace, as this practice contributes to the annual rise in health insurance prices. This most obvious barbaric policy has been kept in place in all but five states because most industries tolerate it and fail to see a negative impact on their monthly financial reports. As with environmental degradation there is a major hidden cost NASRO has brought to the attention of policy makers for the past 17 years.

NASRO continues to offer the services of its own group plan that is open to any self employed person working at least 20 hours per week, without a requirement that a person's health history be reviewed first. The group plan, which has been operational for eleven years, also welcomes the participation of businesses or non-profits in Washington State and Oregon. Individuals that are not self employed are also provided the services of some of Washington's leading individual health plans at an affordable cost. For more information please call 800-216-2505, 425-889-4588 or email NASRO and request a proposal. You will find that our service is the best in Washington.

A Case Study

A self employed business owner and spouse from Seattle in their 40's with two children, all in good health, with no chronic medical conditions has just received a major rate increase from their insurance company. NASRO is able to take the time to review the situation and make recommendations on some of the newest plans available from well respected Washington State carriers that can lower the monthly premium increase.

Capabilities

• designed for single people and individuals looking for good coverage, but not a second car payment

• for small businesses that want to cover the workforce
• for families with young children looking for low out of pocket costs for doctors visits
• for the self employed & freelancers who want coverage that can travel with them
• for people moving to Washington State
• for people moving to the U.S. from other countries
•  for people moving to the U.S. who are used to National Health Insurance and are having trouble adjusting to our casino health care
•   for firms moving to WA
• for graduating students ready to get off those weak college benefit plans
• for people who have just been layed off
• for people seeking lower cost medical services through medical tourism to India

Types of Coverage

•  Traditional Health Insurance
•  Preferred Provider Organization Plans
•  Health Maintenance Organizations
•  Catastrophic Health Insurance
•  Health Savings Account Plans ( HSAs )
•  Dental Insurance Plans
•  Vision Insurance Plans
•  Long Term Disability Plans
•  Short Term Disability Plans
•  Life Insurance Plans
•  Medicare Supplement Plans
•  Long Term Care Insurance Plans
•  Flexible Spending Accounts
•  Retirement Plans

Health Insurance Plans

Individuals, Self Employed Persons, and Small Business, Cooperatives and Non-Profits from 1 to 500 Employees

Please call NASRO Health Plan Options at 800-216-2505 or 425-889-4588 to discuss the rates, benefits and providers of the NASRO endorsed health insurance plans underwritten by leading Washington health plans that we have available to our members.

•  Benefits ranging from HMO plans with excellent coverage to the high deductible PPO plans.
•  Choice of providers ranging from physicians and hospitals participating in excellent quality networks to unlimited choice of providers.
•  Coverage for the whole state, from Seattle to Spokane, from Clark County to the islands.
•  Coverage that travels with you when you travel outside of Washington.
•  Ongoing administrative support from NASRO's health care administrative team.
•  view NASRO's Washington State Group
  Health Plan

Carriers

Lifewise

Regence Blue Shield

About Regence Blue Shield

Regence now has coverage available for people and businesses in Clark County

Premera Blue Cross

Group Health Cooperative

New plans for individuals and families, freelancers, sole proprietors and the self employed

Group Health Balance Plans

Group Health Welcome Plans

Group Health Health Savings Account Plan

KPS

Kaiser Permanente of the Northwest

Kaiser has good coverage options available for people and businesses in Clark County

Asuris Northwest Health

PacifiCare

Additional NASRO Services Coming Soon

Affordable Medical, Surgical and Dental Services Through Medical Travel to India

Dental Plans

Smart Smile Plan

Life Insurance and Long Term Disability

Met Life Insurance Company

UNUM

West Coast Life

NASRO Service

What people are saying about NASRO!

I have nothing but praise for the good folks at NASRO ( National Association of Socially Responsible Organizations ).

If you have ever dealt with insurance providers, you know that the usual goal of the person who answers the phone is to say " no " and hang up as quickly as possible. My experience with NASRO could not have been more different.

They actually did the math on whether it would be better for me to stick with COBRA for 18 months before switching to the NASRO plan. The one time I actually had a problem with coverage for a medical condition, they not only straightened it out, but also remembered to ask me if I was feeling better after the procedure.

Deborah Elizabeth Finn

P.S. Full disclosure. NASRO does not compensate me in any way for praising it immoderately. I am just a fan.

NASRO's Members Include

• Community Builders Worker Cooperative
• Jobs with Justice
• Women In Film & Video
• Act Blue
• Alliance to Defend Health Care
• National Pancreas Foundation

Read the Site in Spanish or Chinese

For new Americans whose first language is Spanish or Chinese, the site is also available in those languages by clicking the link at the top left hand conner of the page. NASRO warmly welcomes the participation of everyone. The link to our member site is www.global-equality.org.

Contact us today

NASRO Group Health Co-operative Is Working For Washington State Health Care Consumers

Federal Health Care Reform Update

Washington Medical Quality Assurance Commission

Information on physician profiles for consumers

           NASRO of the Northwest

           Kirkland, Washington

           425-889-4588/800-216-2505

           NASRO Group Health Co-operative

           609 Deep Valley Drive, Suite 200

           Rolling Hills/Palos Verdes, California 90274

           310-598-0670/800-638-8113

             NASRO Group Health Co-operative

             Two Canal Park, Fifth Floor

          Cambridge, Massachusetts 02141

          781-893-4343/800-638-8113

          NASRO Washington D.C. Office

             3204 18th Street, N.W.

          Washington D.C. 20010

          800-638-8113

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NASRO of the Northwest

Kirkland, Washington

425-889-4588

Our group has innovative health insurance solutions for both individuals, non-profits and small business. Most importantly, we offer the best service of any group in the state and by the time decision makers finish speaking to us they have truly made an informed decision. We act as your human resources department so you are not dealing blindly with a large health plan on your own.

NASRO believes no one in Washington should be denied coverage due to a pre-existing medical condition, and with NASRO's Group Plan No Member Can Be Denied Coverage.

This is a great plan for baby boomers who have left the rat race, are working for themselves and want a good plan that will offer real protection to help maintain a medical condition under good control or provide piece of mind in case major illness or accident occurs.

Eligibility for part timers working as little as 20 hours of work per week to participate in a high quality group plan

Friendly Group Service with flexible and accurate billing and member service is provided by NASRO's professional staff

One of the best benefit plans in the state helps self employed people and small businesses from one to five employees operate at the same level as big corporations. If your group is made up of 6 or more employees please fill out a proposal request form to your left across the page on the link highlighted in blue.

Benefits Summary for Group Plan Effective 2008-2009

Choose Your Own Doctors and Hospitals or Choose Network Providers and Still Have Comprehensive Health Care. NASRO members are asked to pay for their group health plan monthly, never quarterly. If you have a bad month and have trouble making your monthly payment, NASRO will work with you.

Pass the word about NASRO, 800-216-2505, to a friend who may need a good health plan .

To enroll just print out the enrollment form. It comes out with the name and number of our group pre-printed. There are no long complicated forms and documents to produce and our staff is happy to assist you with any question that comes up.

Options Enrollment Form >

The ultimate choice of providers anywhere is available with NASRO's group plan under Options Alliant Plus Health Plan. If your doctors are not on the list of participating providers you can still be covered with excellent benefits and continue seeing your doctors. Options Alliant Plus Plan also lets the member see a doctor within the Group Health Cooperative network, the Virginia Mason Network and the Everett Clinic Network at substantial savings. This does not mean that once you see one of the Network doctors you must stay with that doctor. Members are free to change to any physician anytime they want to. Only Options Alliant Plus Plan lets members go back and forth between Network and non-Network physicians.

Contact NASRO and Request a Proposal